Our Story
Why hardworking people still feel insecure about money, even when they earn well?
After coaching thousands of students (Wealth Advisors) across Malaysia, we discovered the real issue — people don’t lack income; they lack clarity. Many feel overwhelmed, unsure what to prioritize, and afraid of making costly mistakes. So, we created a practical, human-centered system that teaches people to understand money, choose their direction, and take confident action. Through simple frameworks and guided coaching, we help individuals, families, and professionals build a financial path they can trust.
Because it’s not just about earning more. It’s about confidence, clarity, and control over your future.
Our mission
We aim to train 1,000 financial coaches through Money Magnet Mastery by 2028, and make myINCOME a simple framework anyone can use to coach others.
Our vision
To help Malaysians understand money, make confident decisions, and build sustainable myINCOME wealth.
Our Philosophy
The 3 Pillars
Protect – Gain clarity on your current financial situation and understand where you stand.
Select – Make informed choices and safeguard your future with smart, structured planning.
Direct – Take confident, purposeful action to move toward your financial goals.
This blueprint is not just about products — it’s a journey of transformation, guided by education, coaching, and practical implementation.
Stevern Phong
Stevern has over 25 years of experience in the financial industry and is an HRDC-certified trainer. He has coached and trained thousands of financial advisors, individual clients, and corporate teams across Malaysia. He founded myINCOME under Wealth 3 Sixty Sdn. Bhd. with a passion for teaching people how money works, so they can take control of their lives — instead of chasing after it.
Tan Su Hern
Su Hern, from designing beautiful spaces to serving 17 years in the skies as cabin crew, my journey has always been about connecting with people.
When I returned home, my family’s painful experience with uneven legacy distribution taught me a simple truth: wealth planning isn’t about money — it’s about protecting relationships.
Today, I help families build clear, thoughtful financial strategies so their wealth is protected, their legacy is defined, and their loved ones never have to experience the conflicts we did.
Dr Timothy Law
Dr. Timothy, fondly known as Coach Tim, brings 36 years of coaching experience and holds a PhD in Organizational Learning & Development from the University of Newcastle, Australia. He is an ICF-certified coach and a member of the Hong Kong Action-Learning Coaching Association since 2012. Multilingual in Cantonese, Mandarin, and Bahasa Malaysia, Dr. Tim has facilitated over 5,000 certification workshops, conferences, and custom solution-based programs for companies and government agencies across 15 countries.
Clement Woo
With over 20 years of experience in Telco and IT Project Management and Technical Operations for Data Networking, IT Infrastructure, Software Development, Cybersecurity, and AI-Powered Business Process Optimization in regional MNC capacities. Graduated with Mac. Telecommunication Engineering from RMIT (Australia), PRINCE2 Agile Project Management Certification and HRDC Accredited Trainer for AI Technology, Project Management, Effective Cross Functional Communication, Agile Project Management and Team Building.
